<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Simple Money Finance &#187; reduce expenses</title>
	<atom:link href="http://www.simplemoneyfinance.com/tag/reduce-expenses/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.simplemoneyfinance.com</link>
	<description>Simple Guides to Your Money, Investments and Building Wealth</description>
	<lastBuildDate>Sun, 25 Apr 2010 01:56:00 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>Ways to make a lifetime of savings</title>
		<link>http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/</link>
		<comments>http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 20:44:02 +0000</pubDate>
		<dc:creator>MoneyAdmin</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[reduce expenses]]></category>
		<category><![CDATA[reduce household costs]]></category>
		<category><![CDATA[reduce outgoings]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.simplemoneyfinance.com/?p=3</guid>
		<description><![CDATA[How to make a lifetime of savings &#8211; how small changes can have a big impact on your expenses. Households can save more than $15,000 in a lifetime by making small adjustments to the way they run their home.   Annual electricity bills can be reduced by $100 a year by switching 10 ordinary light [...]]]></description>
			<content:encoded><![CDATA[<div></div>
<p><span style="font-size: small; font-family: Calibri;"></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;">How to make a lifetime of savings &#8211; how small changes can have a big impact on your expenses.</p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;">Households can save more than $15,000 in a lifetime by making small adjustments to the way they run their home.</p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;"> </p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;">Annual electricity bills can be reduced by $100 a year by switching 10 ordinary light bulbs for their energy efficient equivalents:</p>
<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: &quot;Times New Roman&quot;;">         </span></span></span>By turning of each appliance which is on standby can save $100 a year.</p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: &quot;Times New Roman&quot;;">         </span></span></span>Turning the heating down by one degree could save over $10,000 in a lifetime.</p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: &quot;Times New Roman&quot;;">         </span></span></span>Not heating the house when no one is in can save a further $8,000.</p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: &quot;Times New Roman&quot;;">         </span></span></span>Optimise the use of your electrical appliances like when boiling the kettle, just boil, enough for what you need.</p>
<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 10pt 36pt; text-indent: -18pt; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: &quot;Times New Roman&quot;;">         </span></span></span>Reduce the wastage of food by eating all that is bought will save up to $500 a year. It is estimated that households throw away 30% of the food that they buy.</p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;"> </p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;">Another feel good benefit of making these changes is that it will save about 209 tons of carbon dioxide which is equal to travelling over 115,000 miles by car. So by making these small changes, you will not only save money but also reduce your carbon footprint at the same time.</p>
<div></div>
<p><span style="font-size: small; font-family: Calibri;"></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;"> </p>
<p> </p>
<p> </p>
<p></span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;"> </p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;"> </p>


<div class="shr-bookmarks shr-bookmarks-expand">
<ul class="socials">
		<li class="shr-comfeed">
			<a href="http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/feed" rel="nofollow" class="external" title="Subscribe to the comments for this post?">Subscribe to the comments for this post?</a>
		</li>
		<li class="shr-delicious">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=2&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Share this on del.icio.us">Share this on del.icio.us</a>
		</li>
		<li class="shr-digg">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=3&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Digg this!">Digg this!</a>
		</li>
		<li class="shr-diigo">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=24&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Post this on Diigo">Post this on Diigo</a>
		</li>
		<li class="shr-facebook">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=5&amp;tags=&amp;ctype=" rel="nofollow" title="Share this on Facebook">Share this on Facebook</a>
		</li>
		<li class="shr-googlebuzz">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=257&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Post on Google Buzz">Post on Google Buzz</a>
		</li>
		<li class="shr-misterwong">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=6&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Add this to Mister Wong">Add this to Mister Wong</a>
		</li>
		<li class="shr-mixx">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=4&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Share this on Mixx">Share this on Mixx</a>
		</li>
		<li class="shr-n4g">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=289&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Submit tip to N4G">Submit tip to N4G</a>
		</li>
		<li class="shr-reddit">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=40&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Share this on Reddit">Share this on Reddit</a>
		</li>
		<li class="shr-stumbleupon">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=38&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Stumble upon something good? Share it on StumbleUpon">Stumble upon something good? Share it on StumbleUpon</a>
		</li>
		<li class="shr-technorati">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=&amp;service=10&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Share this on Technorati">Share this on Technorati</a>
		</li>
		<li class="shr-twitter">
			<a href="http://www.shareaholic.com/api/share/?title=Ways+to+make+a+lifetime+of+savings&amp;link=http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/&amp;notes=%0D%0A%0D%0AHow%20to%20make%20a%20lifetime%20of%20savings%20-%20how%20small%20changes%20can%20have%20a%20big%20impact%20on%20your%20expenses.%0D%0AHouseholds%20can%20save%20more%20than%20%2415%2C000%20in%20a%20lifetime%20by%20making%20small%20adjustments%20to%20the%20way%20they%20run%20their%20home.%0D%0A%C2%A0%0D%0AAnnual%20electricity%20bills%20can%20be%20reduced%20by%20%24100%20a%20year%20by%20switching%2010%20ordinary%20ligh&amp;short_link=&amp;shortener=bitly&amp;shortener_key=&amp;v=1&amp;apitype=1&amp;apikey=8afa39428933be41f8afdb8ea21a495c&amp;source=Shareaholic&amp;template=%24%7Btitle%7D+-+%24%7Bshort_link%7D&amp;service=7&amp;tags=&amp;ctype=" rel="nofollow" class="external" title="Tweet This!">Tweet This!</a>
		</li>
</ul><div style="clear: both;"></div></div>

]]></content:encoded>
			<wfw:commentRss>http://www.simplemoneyfinance.com/saving-money/ways-to-make-a-lifetime-of-savings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

